Thank you for using www.4fin.in (the "Website") or Mobile App. By using this Website or the mobile application named Smart Bharat app and 4Fin app available from the google play store or the apple app store (“Mobile App”), you are agreeing to be bound by the Terms of Use described below, so please read them very carefully. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS OF USE, YOU MAY NOT ACCESS OR USE THE WEBSITE. These Terms of Use are provided on behalf of 4Fin Finance Private Limited.Thank you for using www.4fin.in (the "Website") or Mobile App. By using this Website or the mobile application named Smart Bharat app and 4Fin app available from the google play store or the apple app store (“Mobile App”), you are agreeing to be bound by the Terms of Use described below, so please read them very carefully. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS OF USE, YOU MAY NOT ACCESS OR USE THE WEBSITE. These Terms of Use are provided on behalf of 4Fin Finance Private Limited.
Your privacy is very important to us. Our privacy policy explains how we treat your personal
information and protect your privacy when you use our Website or Mobile App. We will not share or
sell any of your information with any third party, except as specifically described in our privacy
policy, which is hereby incorporated by reference into these Terms of Use.
Information Sharing and Social Features You may have the opportunity to share content or
information, including, but not limited to, your name, email address, or other information that you
provide via the Website or Mobile App, with other users of the Website or Mobile App. By sharing
information or content on the Website or Mobile App, you expressly agree to all of the following:
1) You grant 4Fin Finance Private Limited a non-exclusive, transferable, sub-licensable,
royalty-free, worldwide license to use any information or content that you post on or in connection
with your use of the Website or Mobile App, subject to the privacy provisions described in our
privacy policy.
2) You understand that deleted content or information may continue to exist on our servers or in
backup copies that we maintain for our own use.
3) You will not post content or take any action on the Website or Mobile App that may constitute
libel or slander, infringes or violates someone else's rights, that is protected by any copyright or
trademark, or otherwise violates the law.
4) Content and information that you share will be available to other users of our Website or Mobile
App. You understand that such third parties may access, use, store and transfer such content and
information and associate it with you.
5) You agree that you will not use the Website or Mobile App for commercial purposes.
6) We may remove any content or information that you share on the Website or Mobile App for any
reason.
You agree that you will not use any device, software or routine to interfere or attempt to interfere
with the proper working of the Website or Mobile App, or any transaction being conducted on our
Website or Mobile App.
Loan Pre-Registrations and Applications You may be presented with the opportunity to pre-register
and/or apply for a loan from our partner RBI registered lending entities through the Website or
Mobile App. When pre-registering or applying for a loan on the Website or Mobile App, you agree to
provide current, complete, and accurate information about yourself.
Your Account You may be required to create an Account to use of the certain parts of the Website or
Mobile App. We will also be generating some links which are confidential and exclusively meant for
you. You may not disclose these links to any third party. If you learn of any unauthorized use of
your links or account, please contact us immediately.
Changes and Modifications 4Fin Finance Private Limited reserves the right to temporarily or
permanently modify or discontinue the Website or Mobile App, or any portion of the Website or Mobile
App, for any reason, at our sole discretion, and without notice to you. 4Fin Finance Private
Limited may also change the Terms of Use from time to time without notice to you. Please review
these Terms of Use from time to time, because your continued access or use of the Website or Mobile
App after any modifications have become effective shall be deemed your conclusive acceptance of the
modified Terms of Use.
Links This Website or Mobile App may contain links to websites maintained by non-affiliated third
parties. Such websites may have Terms of Use, Privacy Policies, or security practices that are
different from those of 4Fin Finance Private Limited. 4Fin Finance Private Limited does
not endorse or recommend, and hereby disclaims any liability for, any information or products
offered at such websites.
No Warranty 4Fin Finance Private Limited does not warrant the accuracy, adequacy or
completeness of the information provided herein and expressly disclaims liability for any errors or
omissions in such information. No warranty of any kind, implied, expressed or statutory including
but not limited to the warranties of non-infringement of third party rights, title, merchantability,
fitness for a particular purpose, and freedom from computer virus are given in conjunction with the
information. Calculators and tools on the Site provide you with ESTIMATES that may be different than
actual amounts.
Limitation of Liability You agree that all access and use of the Website or Mobile App and its
contents is at your own risk. In no event shall 4Fin Finance Private Limited be held liable for
any damages, including without limitation direct or indirect, special, incidental, or consequential
damages, losses or expenses arising in connection with the Website or Mobile App or any linked site
or use thereof or inability to use by any party, or in connection with any failure of performance,
error, omission, interruption, defect, delay in operation or transmission, computer virus or line or
system failure, even if 4Fin Finance Private Limited, or representatives thereof, are advised
of the possibility of such damages, losses or expenses.
Privacy Our privacy policy explains how we treat your personal information and protect your privacy
when you use our Website or Mobile App. Our privacy policy is hereby incorporated by reference into
these Terms of Use.
Applicable Law You agree to abide by all applicable local, state, national, and international laws
and regulations in your use of the Website or Mobile App. Our Website or Mobile App are available
only to individuals who are permitted to use it under applicable law. If you do not qualify, please
do not use our Website or Mobile App. You agree to be solely responsible for your actions and the
contents of your transmissions through the Website or Mobile App. You agree not to impersonate any
person or entity or falsely state or otherwise misrepresent your identity or affiliation with a
person or entity. You represent and warrant that you possess the legal right and ability to enter
into these Terms of Use and to use the Website or Mobile App in accordance with these Terms of Use.
Unauthorized use of this Website or Mobile App, including but not limited to unauthorized entry into
4Fin Finance Private Limited's systems, misuse of passwords, or misuse of any information
posted on a site, is strictly prohibited.
These Terms of Use shall be governed in all respects by the laws of India, without regard to its
provisions relating to conflict of laws. You and 4Fin Finance Private Limited agree to submit
to the personal and exclusive jurisdiction and venue of the High Court of Mumbai. The failure of
4Fin Finance Private Limited to exercise or enforce any right or provision of the Terms of Use
shall not constitute a waiver of such right or provision. If any provision of the Terms of Use is
found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the
court should endeavor to give effect to the parties' intentions as reflected in the provision, and
the other provisions of the Terms of Use remain in full force and effect. You agree that regardless
of any statute, regulation, or law to the contrary, any claim or cause of action arising out of or
related to use of the site or the Terms must be filed within one (1) year after such claim or cause
of action arose or be forever barred.
Please direct all questions or comments about these Terms of Use to contact@4fin.co.in
COPYRIGHT 4Fin Finance Private Limited ALL RIGHTS RESERVED.
4Fin Finance Private Limited owns the copyright in all of the information and material
contained in this Website or Mobile App. The contents of the website or Mobile App, including its
"look and feel" (e.g., text, graphics, images, logos, and button icons), editorial content, notices,
software (including HTML-based computer programs), and other material are protected under both
Indian and foreign copyright, patent, trademark, and other laws. Your right to use the Website or
Mobile App is personal to you. You agree not to reproduce, duplicate, copy, sell, resell, use or
exploit for any commercial purposes, the Website or Mobile App, or use of or access to the Website
or any information or technology obtained from the Website.